Main Links

Web Folders: 

A Daily Prayer Notebook Main Index

Learn to Pray Page Index -see all the p-n- documents

Bible Study Intro Index

The Latest full entire version 

My Classes Links:  

DPN Class List and Links in their Context   (to be updated as completed)

Personal Links:

2006 Web Edition Guest's Daily Prayer Notebook\


Biographical Introduction

How I Was Married

Christine Wise Lanyon

Tracts INDEX

The 1980 Prayer Notebook (thumbnail graphics of the first printed PNB)

Recent and ACCESS Pages

Access all You can see articles by yours truly, pastors, and missionary web pages we're hosting, and other Christian helps here including, among others:

Family Links:


Meet 'Br. Bernie'

Resources for your Family : Audio or Video

Freedom Index

Reese Chr Bible

My Business Links

Glory Carpet Cleaning

Giving - Biblical Teachings



Prayer Notebook Bible Study on Giving as Part of our 'personal' living:

Accountability for ability and talents given motivates faithfulness. Remembrance of that accountability is essential on a daily basis. Stewardship is worship.

1 Cor. 4:2

Moreover it is required in stewards that one be found faithful.

Matthew 24:45-51

"Who then is a faithful and wise servant, whom his master made ruler over his household, to give them food in due season? [46] Blessed is that servant whom his master, when he comes, will find so doing. [47] Assuredly, I say to you that he will make him ruler over all his goods. [48] But if that evil servant says in his heart, 'My master is delaying his coming,' [49] and begins to beat his fellow servants, and to eat and drink with the drunkards, [50] the master of that servant will come on a day when he is not looking for him and at an hour that he is not aware of, [51] and will cut him in two and appoint him his portion with the hypocrites. There shall be weeping and gnashing of teeth.

Matthew 25:14-30

"For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them. [15] And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. [16] Then he who had received the five talents went and traded with them, and made another five talents. [17] And likewise he who had received two gained two more also. [18] But he who had received one went and dug in the ground, and hid his lord's money. [19] After a long time the lord of those servants came and settled accounts with them. [20] So he who had received five talents came and brought five other talents, saying, 'Lord, you delivered to me five talents; look, I have gained five more talents besides them.' [21] His lord said to him, 'Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.' [22] He also who had received two talents came and said, 'Lord, you delivered to me two talents; look, I have gained two more talents besides them.' [23] His lord said to him, 'Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.' [24] Then he who had received the one talent came and said, 'Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed. [25] And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.' [26] But his lord answered and said to him, 'You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed. [27] So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest. [28] Therefore take the talent from him, and give it to him who has ten talents. [29] For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away. [30] And cast the unprofitable servant into the outer darkness. There will be weeping and gnashing of teeth.'

Observation regarding my family: to not risk any portion of talent given me forbids my capacity to multiply it! The one above who only conservatively invested is the one who lost it all!

Application: Great preparation is required to prepare for the use of & multiplication of talents.

Application: There should be a desire to advance to the greater things in life, to hear God say "I will make you ruler over many." To not do so is to loose all but eternal life.

2 John 1:8

Look to yourselves, that we do not lose those things we worked for, but that we may receive a full reward.


Psalm 96:7-9

Give to the LORD, O families of the peoples, Give to the LORD glory and strength. [8] Give to the LORD the glory due His name; Bring an offering, and come into His courts. [9] Oh, worship the LORD in the beauty of holiness! Tremble before Him, all the earth.


Church Constitution Stewardship Principles

A. The use of debt shall not be incurred for operation of the church, equipment, materials, short-term depreciating items, etc. The principle to be followed in this matter is learning to "be content" and to "wait patiently upon the Lord". (Philippians 4:11, 1 Timothy 6:6-8; Hebrews 13:5,6.)

This course of action will permit the Lord to provide through prayer the needs of the church and enable His will to be clearly known in financial matters.
No member, officer, or any other person shall have authority to incur such a debt in the name of this church.

B. The use of debt for appreciating items such as land and buildings shall be undertaken only with extreme caution and prudence in accord with the guidelines set forth below. However, believing that specific rules may at times hinder the direction of the Lord in extenuating circumstances, a 3/4 vote of the church shall be sufficient to overrule the guidelines set forth below. However such overruling should be done with extreme caution and much prayer.
1. Debt should not be incurred:
a. in cases where the church could not meet the proposed debt payment with the existing offerings over the last 6 months.
b. in cases where the land, property or buildings, in the opinion of the lending institution, could not easily be resold for more than the debt load.
c. exceeding 25% of the regular tithes and offerings of the church.
d. in cases where the proposed debt period is greater than 10 years.
2. The principles involved in these stipulations are:

a. "The rich ruleth over the poor and the borrower is servant to the lender." (Proverbs 22:7) 

The scripture plainly teaches that Jesus Christ is the sole Head and authority of the church. Therefore the church has no right or authority to incur such debts as may place the church under the control of a secular institution should the church not be able to make the mortgage payments.

(Ephesians 5:23,24)
b. "Provide things honest in the sight of all men." (Romans 12:17; 2 Corinthians 8:22)

If a church must declare bankruptcy this brings a great reproach on the name of our Lord and Savior Jesus Christ.

c. "Owe no man anything but to love one another." (Romans 13:8)

If the church, through careless debts must renege on the repayment of those debts resulting in the financial loss to the investors of the lending institution, this could not be construed to be love toward these persons.